Credit Cards

I’ll start with the spoiler of all spoilers. It depends wholly on who you are, what you value, and how you operate. If you’re all about the cold hard cash, then likely straight cash is the best option. If you get an extra kick out of free things, and are willing to trade some flexibility […]

There are always a variety of promotional offers floating around for new card signups, but sometimes these see a little special boost. Capital One has had offered a healthy 50k+ bonus for Venture for some time, but sweetened the deal quite a bit with this most recent offer. Link to Capital One directly The Deal

Of the three cards I opened earlier this month, the Bilt Palladium Card is the one I was most excited for. They have pretty marketing copy and make some bold claims on immense value. Even better, there is such complexity that it even made my head spin. But I took some time and did the

Believe it or not, I’m surprisingly loyal to Bank of America, with each of my primary checking, brokerage, and credit card accounts. This loyalty is in strong part due to the value they have given me back for the past ten years through perks and bonuses for having large amounts of money parked in their

I recently signed up for the Bilt Palladium card, forking over a beefy $495 for the annual membership fee to test it out. I’ll do a full post on my experience after having some reps under my belt on the card, but for now I’m going to focus on one of the major offsets for

US Bank may be my favorite free money bank of 2026. This newest deal is another $150. Targeted offer by both email and mail on a card I typically have very low activity (currently I have a negative balance due to a prior deal credit). The deal Earn up to $150 in statement credits on

I love a good chicken sandwich. In fact, I actually love almost all chicken sandwiches. Sometimes you have a craving and you move on it. That’s exactly what I did this past month, but in my ordering I made a mistake. The merchant wasn’t helpful, but the credit card “dispute” functionality was. I left the

This week I shared a post about my slew of card applications whose sign-up bonuses will be supporting a slew of fun and exciting activities over the coming year. Two of those applications took advantage of a widespread type of application known as preapproval. These effectively let you go from window-shopping the manakin’s outfit to

There’s lots of reasons for me to be loyal to Capital One, but really high up there is how much I love the Capital One lounges. I’ve now graced Dulles, Denver, and Dallas lounges. Each of these is markedly better than the mediocre Priority Pass quality, or the good but not amazing American Express lounges.

There’s almost nothing that brings a smile to my face quite like going 3-for-3 on new card applications. The truth is, I took advantage of prequalification tools to have high confidence in two of the three. Still exciting to see the approvals roll in, one by one. Almost as exciting as the big bonuses that