Credit Cards

0% Promotional APRs are a great, unless you fail to pay them by the expiration

Because I made a big mistake in my finance tracking, I just paid $115.34 in interest on my Truist Future card. In my finance tracking spreadsheet I noted September’26 as the purchase rate promotional expiration, but I was many, many months off. Despite having the funds parked in a high yield savings account, when the

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Outrageous offer: Venmo Credit Card offering 9% top category, 6% second category, 3% everywhere (!!!)

Every so often I stumble across an offer that makes me think, “no, that can’t be right”. As I look deeper to understand the gimmicks and gotchas, that offer becomes even more outrageous, and also somehow confirms the genuine and impressive nature of the offer. This offer from Venmo (Paypal) is just that. 6-month enhanced

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Make those stiff gas prices a little less painful with a high-earn (5%+) gas card

If you’re out there driving around, you feel the gas price surge in your pocketbook. In barely a month, prices have surged more than 30%, from under $3.00 a gallon to over $4.00 (link). That is directly a result of US war against Iran, which is constraining supply, materializing in the prices we pay across

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Do I NEED more credit? No. But sure, I’ll take a $4,000 increase on my Discover card.

I’m sitting on almost $600k in available credit across my various cards. I do take advantage of the occasional 0% promotion, but I have no need for the vast majority of that credit. That said, I do greatly enjoy testing out various experiences, and I also get a kick out of getting my cards some

Do I NEED more credit? No. But sure, I’ll take a $4,000 increase on my Discover card. Read More »

I know there’s a lucrative scheme hiding here somewhere — G-Bank 1% Cashback Gaming/Betting Visa Signature Card

Anyone who knows me knows my very vocal position on sports betting. I won’t hash that here beyond describing the industry broadly as evil and predatory. Like any gambling, they get a good hook and get consumers to literally burn money. That makes the core foundation of this product also genuinely terrible. I hope G-Bank

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