General Schemes

Month-end recap: $2,489 of rewards, freebies, and flights in August 2026!

The fun (for me!) monthly rewards series continues! All in all August was a good month with some big, expensive travel savings. No new cards and pretty light activity outside of the silly Venmo offer. Generally weak card offers out there, but we know that’s likely to turn at any time! The goal of this

Month-end recap: $2,489 of rewards, freebies, and flights in August 2026! Read More »

Month-end recaps: $5,712 of rewards, freebies, and flights across May, June, July 2026

These past few months have been a bit of a flurry. It’s been a bit difficult to stay on top of everything between work, travel, and things at home. I’m doing a bit of catchup here, so combining 3 month end recaps into one post. And those three months have been pretty remarkable on so

Month-end recaps: $5,712 of rewards, freebies, and flights across May, June, July 2026 Read More »

Month-end recap: $1,442 of rewards, freebies, and flights for April 2026

Good month for rewards, though my activities trailed down lots through the month as there was some international travel and generally lighter spend than typical. Even bigger than the rewards earned this month is those that are coming, as there are some big new cards and redemptions that are ramping up for May! The goal

Month-end recap: $1,442 of rewards, freebies, and flights for April 2026 Read More »

April 15 is tax day! Remarkably, it’s often worthwhile to pay with a credit card.

Tax day is going to be a bit rough in our household. It’s looking like I’m going to owe a few thousand, which always is a bit of a sucker punch (despite being entirely expected.) After owing for many years, I’ve learned how to take advantage of these exceptionally large, known expenses. Extra rewards? Sign

April 15 is tax day! Remarkably, it’s often worthwhile to pay with a credit card. Read More »

Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026

Goodbye to a very, very rewards rich March. We will remember this as the period of multi-hour TSA delays, though our own flying experiences weren’t quite so harrowing (despite having an exit-row woman kicked off our flight from San Diego to DCA!) Lots of rewards postings and redemptions helped offset some bigger than normal vacation

Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026 Read More »

REI Member Sale + REI Dividend/Rewards + Capital One Shopping Gift Card = free REI gear

I’ve long been hunting some new earphones for working out. At the same time, I’ve also been recovering from some big and unexpected expenses, so have worked to be really intentional on reigning in discretionary spend and budgeting deliberately. This most recent REI experience is a perfect highlight of being able to take advantage of

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Capital One Shopping — one-stop shop for auto-applied coupons, portal cash back, and killer promotional offers

This past month I was on the hunt for a new indoor bike rack. After some shopping around, I found the perfect setup from Container Store, added it to my cart, and prepared to move forward. Before I did, a nice little promotion popped up in my Capital One Shopping browser extension. “Exclusive Offer: $60

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Even I have an occasional bust. OKX’s “Earn up to $50 in BTC with a Buy Streak”

I love a deal. I ABSOLUTELY love freebies. Sometimes something comes up that feels like a sure thing, and then it doesn’t quite work out. Occasionally the wild speculatory market known as “the crypto market” drops off a cliff with impeccably bad timing. And yet, somehow, I’m still likely going to break even. Also another

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Month-end recap: $1,740 in rewards redeemed in January?! Kicking off the year with a sprint.

Despite not even signing up for any new cards or accounts, I scored a pretty solid New Year’s haul. This is broken across true rewards (ex. cash back on cards) with $1,183, offers (ex. promotional discounts for spend) making up $103, and perks (ex. freebies or discounts for card ownership) contributing $454. The single-month amount

Month-end recap: $1,740 in rewards redeemed in January?! Kicking off the year with a sprint. Read More »