Overdraft is billed as a courtesy from the bank to allow spending for money you don’t have. They charge big for that flexibility. While the transaction goes through successfully, it requires rapid attention else issues and negative balance (and fees) cascade into real hassle. What Happened? I do monthly finances as the end of the […]
We all make mistakes, but an accidental overdraft doesn’t have to cost you! Read More »
We love checking account bonuses. Typically all it takes is a little Direct Deposit swap and some light other activity to score a solid payday. This offer from Truist is good, although the 20-debit card purchases requirement is a bit annoying. My experiences with Truist have been entirely fine, as have my experiences with their
Truist One Checking offering $400 bonus for opening a new account Read More »
Alas, another one bites the dust. After a multi-year relationship and almost a thousand dollars back, KeyBank has finally pulled the plug on the Laurel Road digital brand, and with it some of its actually good offerings. Most notably, it’s free-money Loyalty Checking account. Stellar sign-up bonus for starting direct deposit, and monthly direct-deposit bonus.
💀💀💀 RIP Laurel Road Loyalty Checking — $10 a month Read More »
US Bank occasionally has some good offers on their products. This is one of those. While the quantity of direct deposits can be substantial, when looking at the 3-month window, assuming 2x-monthly paychecks, that $8,000 for the top bonus tier breaks out to ~$1,300 a paycheck (if setting up right away). That feels pretty achievable
US Bank Smartly checking bonus offering $450 to set up direct deposits Read More »
As far as checking account signup bonuses go, this one is solid. $500 if you have $10,000 in direct deposits in 90 days? With that long of a time window, that’s actually quite achievable. Bank of America products are sound, they’re a top tier, large bank. Easy to avoid any fees for the account. Hard
Up to $500 for new BofA Checking Account (tiered by direct deposit) Read More »
As one might expect of me, I push my relationships with every financial institution and expect perfection in delivery. Unsurprisingly, this often leaves me disappointed and escalating for attention with limited results. Cue the CFPB (Consumer Financial Protection Bureau). While they were chartered for bigger and better things (read: enforcement and regulation to protect consumers)
Wronged by the banks? The CFPB is here to help (for now) Read More »
Fresh off the Thanksgiving getaway to Mexico, there’s no better time to reflect quickly on how to keep expenses reasonable and avoiding unnecessary fees. Travel is expensive, but why throw money away? Here are the top hits: No Forex Fee Cards The most important first step is this. Rewards are great, but if you’re paying
Big international trip? Skip stupid Forex fees & currency conversions Read More »
Capital One checking and I have a bit of a storied relationship. Back in 2015 I had some “suspicious” behavior on my accounts (a car, a condo, and a ring is exceptional, but was actually all above board), and the next day all of my accounts were restricted, the next week all my accounts were
Cha-Ching! New account bonus ($300) – Capital One 360 Checking Bonus Read More »
I love being targeted for good deals. This hits the mark spot on, even if it does require a bit of finagling to make it work.
70k American Express Membership Rewards points for…
1) Opening a Business Checking Account
2) Funding with $15,000+
3) Maintaining $15,000+ average balance for 60 days
4) Completing 5 qualifying transactions
I love a good scheme. Why yes, I’ll take those 70k AMEX Membership Rewards. Read More »
