For some strange reason, I have a lot of fun in tracking and managing finances. I was taught young to save and invest, and the flexibility that being consistent there will enable. While I’ve got some opportunities to do the investing piece better, I think I’ve got the savings part down pretty good. The biggest […]
401k Employer Match benefits can really, really add up Read More »
…but there’s always more to the story. I’ll keep this focused on the the cap, and avoid the challenges associated with the…politicization at play. If the question were around affordability and predatory industry behavior, there would be a wide range of other administration focus, like…not gutting the CFPB. With that said, let’s get into it.
Capping credit card interest rates at 10% sure may sound good, on the surface… Read More »
Once upon a time, Fidelity had a $100 bonus for opening an individual personal investing account and funding with $500. In late 2022, I took advantage of this, and funded a total of $1,000 ($500 in December’22, $500 in January’23). I parked almost all of this money in a S&P500 index fund (IVV) and did
The easiest $1k I’ve ever made (Fidelity brokerage & IVV S&P500 index fund) Read More »
When I saw the statement credits for this promotion last week after two months, a big smile came across my face and I chuckled audibly. There was a part of me that wasn’t expecting US Bank to fulfill correctly. And while that’s partly true (I’m missing $10 of credits for 5 transactions), it looks like
Why leave money on the table when paying the pesky utility bill? Everyone uses some combination of electricity, gas, water, and trash. For more than five years, I’ve had the luxury of a very healthy 5% discount on utilities simply for using my US Bank Cash+ card. This has added up to many, many hundreds
How about a quick and easy discount on all utilities? (US Bank Cash+ 5% category) Read More »
Is it still impossible to get something for nothing? Perhaps, as the Cards here do have some pretty hefty annual fees. That said, having a delicious meal for two, and the next day having pending statement credits for the full purchase price is pretty sweet. Let me break it down. Firstly, what is Resy? Resy
Turns out that there IS such thing as a free lunch, courtesy of AMEX & Resy Read More »
I’d be lying if I said every time I enter my information in an application and press “apply” I didn’t secretly have a little rush of adrenaline and anticipation of the hopefully-quick (and positive) outcome. There’s some moderate level of validation I get from banks making the outrageously poor business decision to give me new
2025 Credit Cards Wrapped — Somehow five new cards is a “light” year of card gaming Read More »
I’m a sucker for a good deal, and the only thing I like more than ONE good deal is TWO good deals stacked on top of each other. Ultimately these me helped score a mega discount on a big, special purchase. Stacked together, these make a really big difference in the cost, reducing the total
Black Friday + Rakuten Merchant Portal = Big Time Cashback! Read More »
DisclaimerI’ll start by saying explicitly this is not an endorsement of legitimacy or the upstanding business of OKX. That’s been a bit of a rocky road for OKX, having been shut down by US regulators due to loose identity verification procedures (hard to believe in the crypto world, right?) This post also absolutely does not
OKX Crypto sign-up bonus — crypto may be a con, but there are still some good deals Read More »
While I love credit card rewards, I’m also a huge fan of the many perks associated with often high annual fee cards. At worst, these are marketing to get folks to consider the product. At best, these are actually really valuable for cardholders and meaningfully (or fully!) offset the associated card fees. Cue American Express
