Alex Merrick

Sometimes too good to be true really is too good – Origins Card 6% Everywhere Card

The past few weeks I’ve been targeted for a few Facebook and Instagram ads. I’m a sucker for a deal, and so I like to humor what comes across because occasionally there’s something to take advantage of. Fancy marketing copy. Bold value claims. Big headlines. However, just because you can make something pretty and make […]

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A Flat Rate Story — NYC Taxi from LGA airport scamming magically resolved… within a day

It’s Mamdani’s New York now! We’re traveling up to NYC for the long weekend. Some fun with family, some free points from a Hilton timeshare presentation, a play, some good food (I already chomped a halfway decent lox-bagel this morning!) Things are expensive, but that’s no reason to sit back and stand for being scammed.

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“Hello, is this still available?” — Facebook Marketplace is a great tool for subsidizing household upgrades

We’ve done some nice home upgrades these past few months. Newly painted walls. New wallpaper. New vacuum. New decorations in our front room. Cleaning out our utility closet. Many of these left us with some perfectly functional but used old household items and arrangements. Even more so than making money, I feel wasteful throwing away

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Capping credit card interest rates at 10% sure may sound good, on the surface…

…but there’s always more to the story. I’ll keep this focused on the the cap, and avoid the challenges associated with the…politicization at play. If the question were around affordability and predatory industry behavior, there would be a wide range of other administration focus, like…not gutting the CFPB. With that said, let’s get into it.

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The easiest $1k I’ve ever made (Fidelity brokerage & IVV S&P500 index fund)

Once upon a time, Fidelity had a $100 bonus for opening an individual personal investing account and funding with $500. In late 2022, I took advantage of this, and funded a total of $1,000 ($500 in December’22, $500 in January’23). I parked almost all of this money in a S&P500 index fund (IVV) and did

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WARNING: Extra Schemey — Thanks US Bank for the 380% Cash Back courtesy of your Parkmobile Promotion

When I saw the statement credits for this promotion last week after two months, a big smile came across my face and I chuckled audibly. There was a part of me that wasn’t expecting US Bank to fulfill correctly. And while that’s partly true (I’m missing $10 of credits for 5 transactions), it looks like

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How about a quick and easy discount on all utilities? (US Bank Cash+ 5% category)

Why leave money on the table when paying the pesky utility bill? Everyone uses some combination of electricity, gas, water, and trash. For more than five years, I’ve had the luxury of a very healthy 5% discount on utilities simply for using my US Bank Cash+ card. This has added up to many, many hundreds

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Turns out that there IS such thing as a free lunch, courtesy of AMEX & Resy

Is it still impossible to get something for nothing? Perhaps, as the Cards here do have some pretty hefty annual fees. That said, having a delicious meal for two, and the next day having pending statement credits for the full purchase price is pretty sweet. Let me break it down. Firstly, what is Resy? Resy

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2025 Credit Cards Wrapped — Somehow five new cards is a “light” year of card gaming

I’d be lying if I said every time I enter my information in an application and press “apply” I didn’t secretly have a little rush of adrenaline and anticipation of the hopefully-quick (and positive) outcome. There’s some moderate level of validation I get from banks making the outrageously poor business decision to give me new

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