Alex Merrick

Surprise flight delay unexpectedly gets full award booking refund (thanks Delta!)

These past few weeks have been extra busy, so I’ll be playing a little catchup here on posts over the next week or three. Pardon the brief hiatus! Last weekend I enjoyed a lovely adventure visiting Nashville with my father. Corvette Museum, Country Music Hall of Fame, the Grand Ole Opry, all the highlights. Of

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Month-end recap: $1,442 of rewards, freebies, and flights for April 2026

Good month for rewards, though my activities trailed down lots through the month as there was some international travel and generally lighter spend than typical. Even bigger than the rewards earned this month is those that are coming, as there are some big new cards and redemptions that are ramping up for May! The goal

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0% Promotional APRs are a great, unless you fail to pay them by the expiration

Because I made a big mistake in my finance tracking, I just paid $115.34 in interest on my Truist Future card. In my finance tracking spreadsheet I noted September’26 as the purchase rate promotional expiration, but I was many, many months off. Despite having the funds parked in a high yield savings account, when the

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Outrageous offer: Venmo Credit Card offering 9% top category, 6% second category, 3% everywhere (!!!)

Every so often I stumble across an offer that makes me think, “no, that can’t be right”. As I look deeper to understand the gimmicks and gotchas, that offer becomes even more outrageous, and also somehow confirms the genuine and impressive nature of the offer. This offer from Venmo (Paypal) is just that. 6-month enhanced

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Make those stiff gas prices a little less painful with a high-earn (5%+) gas card

If you’re out there driving around, you feel the gas price surge in your pocketbook. In barely a month, prices have surged more than 30%, from under $3.00 a gallon to over $4.00 (link). That is directly a result of US war against Iran, which is constraining supply, materializing in the prices we pay across

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April 15 is tax day! Remarkably, it’s often worthwhile to pay with a credit card.

Tax day is going to be a bit rough in our household. It’s looking like I’m going to owe a few thousand, which always is a bit of a sucker punch (despite being entirely expected.) After owing for many years, I’ve learned how to take advantage of these exceptionally large, known expenses. Extra rewards? Sign

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We all make mistakes, but an accidental overdraft doesn’t have to cost you!

Overdraft is billed as a courtesy from the bank to allow spending for money you don’t have. They charge big for that flexibility. While the transaction goes through successfully, it requires rapid attention else issues and negative balance (and fees) cascade into real hassle. What Happened? I do monthly finances as the end of the

We all make mistakes, but an accidental overdraft doesn’t have to cost you! Read More »

Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026

Goodbye to a very, very rewards rich March. We will remember this as the period of multi-hour TSA delays, though our own flying experiences weren’t quite so harrowing (despite having an exit-row woman kicked off our flight from San Diego to DCA!) Lots of rewards postings and redemptions helped offset some bigger than normal vacation

Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026 Read More »