Overdraft is billed as a courtesy from the bank to allow spending for money you don’t have. They charge big for that flexibility. While the transaction goes through successfully, it requires rapid attention else issues and negative balance (and fees) cascade into real hassle. What Happened? I do monthly finances as the end of the […]
We all make mistakes, but an accidental overdraft doesn’t have to cost you! Read More »
Somehow we made it. And in making it, we’ve got a range of new quarter-only promotional enhanced earn to take advantage of. No stunning categories or amazing new products worth highlighting (though I added the Citi Custom Cash below, as it’s effectively rotating) There are four big-bank rotating cards worth considering This quarter has some
Q2 2026 is here with new 5% rotating categories! Read More »
Goodbye to a very, very rewards rich March. We will remember this as the period of multi-hour TSA delays, though our own flying experiences weren’t quite so harrowing (despite having an exit-row woman kicked off our flight from San Diego to DCA!) Lots of rewards postings and redemptions helped offset some bigger than normal vacation
Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026 Read More »
I love a good wellness tracker. I’m basically bonded to my Garmin Epix watch, and the morning reports do bring me a strange, bleary-eyed joy. I have no need for a second wellness tracking device (and one more thing to charge!) But what I do enjoy greatly is a good discount, and a quick flip
Thank you AMEX for a little Oura Ring resale $$$ ($200 annual benefit) Read More »
We love checking account bonuses. Typically all it takes is a little Direct Deposit swap and some light other activity to score a solid payday. This offer from Truist is good, although the 20-debit card purchases requirement is a bit annoying. My experiences with Truist have been entirely fine, as have my experiences with their
Truist One Checking offering $400 bonus for opening a new account Read More »
I’ve long been hunting some new earphones for working out. At the same time, I’ve also been recovering from some big and unexpected expenses, so have worked to be really intentional on reigning in discretionary spend and budgeting deliberately. This most recent REI experience is a perfect highlight of being able to take advantage of
REI Member Sale + REI Dividend/Rewards + Capital One Shopping Gift Card = free REI gear Read More »
I’m sitting on almost $600k in available credit across my various cards. I do take advantage of the occasional 0% promotion, but I have no need for the vast majority of that credit. That said, I do greatly enjoy testing out various experiences, and I also get a kick out of getting my cards some
Do I NEED more credit? No. But sure, I’ll take a $4,000 increase on my Discover card. Read More »
While there’s a lot happening in the world right now, current headlines are dominated by the war in Iran. This war has plunged the whole Middle East region into uncertainty. Bombs are falling on military facilities, bombs are falling on schools, bombs are falling on energy production facilities, and bombs are falling on oil transportation
Flying in the next year? Book those tickets now before airline prices surge Read More »
Alas, another one bites the dust. After a multi-year relationship and almost a thousand dollars back, KeyBank has finally pulled the plug on the Laurel Road digital brand, and with it some of its actually good offerings. Most notably, it’s free-money Loyalty Checking account. Stellar sign-up bonus for starting direct deposit, and monthly direct-deposit bonus.
💀💀💀 RIP Laurel Road Loyalty Checking — $10 a month Read More »
Capital One recently made some negative changes to lounge benefits. These changes impacted both Capital One Lounges/Landings as well as the quality of Priority Pass extended lounges (no more blanket access for guests.) Apparently I didn’t pay close enough attention to the email, as I didn’t complete a new membership enrollment like I had to
It’s my own fault The Club SFO Priority Pass Lounge was a bust… Read More »
