Alex Merrick

Make those stiff gas prices a little less painful with a high-earn (5%+) gas card

If you’re out there driving around, you feel the gas price surge in your pocketbook. In barely a month, prices have surged more than 30%, from under $3.00 a gallon to over $4.00 (link). That is directly a result of US war against Iran, which is constraining supply, materializing in the prices we pay across

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April 15 is tax day! Remarkably, it’s often worthwhile to pay with a credit card.

Tax day is going to be a bit rough in our household. It’s looking like I’m going to owe a few thousand, which always is a bit of a sucker punch (despite being entirely expected.) After owing for many years, I’ve learned how to take advantage of these exceptionally large, known expenses. Extra rewards? Sign

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We all make mistakes, but an accidental overdraft doesn’t have to cost you!

Overdraft is billed as a courtesy from the bank to allow spending for money you don’t have. They charge big for that flexibility. While the transaction goes through successfully, it requires rapid attention else issues and negative balance (and fees) cascade into real hassle. What Happened? I do monthly finances as the end of the

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Month-end recap: $1,974 of rewards, freebies, and hotels in March 2026

Goodbye to a very, very rewards rich March. We will remember this as the period of multi-hour TSA delays, though our own flying experiences weren’t quite so harrowing (despite having an exit-row woman kicked off our flight from San Diego to DCA!) Lots of rewards postings and redemptions helped offset some bigger than normal vacation

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Truist One Checking offering $400 bonus for opening a new account

We love checking account bonuses. Typically all it takes is a little Direct Deposit swap and some light other activity to score a solid payday. This offer from Truist is good, although the 20-debit card purchases requirement is a bit annoying. My experiences with Truist have been entirely fine, as have my experiences with their

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REI Member Sale + REI Dividend/Rewards + Capital One Shopping Gift Card = free REI gear

I’ve long been hunting some new earphones for working out. At the same time, I’ve also been recovering from some big and unexpected expenses, so have worked to be really intentional on reigning in discretionary spend and budgeting deliberately. This most recent REI experience is a perfect highlight of being able to take advantage of

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Do I NEED more credit? No. But sure, I’ll take a $4,000 increase on my Discover card.

I’m sitting on almost $600k in available credit across my various cards. I do take advantage of the occasional 0% promotion, but I have no need for the vast majority of that credit. That said, I do greatly enjoy testing out various experiences, and I also get a kick out of getting my cards some

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Flying in the next year? Book those tickets now before airline prices surge

While there’s a lot happening in the world right now, current headlines are dominated by the war in Iran. This war has plunged the whole Middle East region into uncertainty. Bombs are falling on military facilities, bombs are falling on schools, bombs are falling on energy production facilities, and bombs are falling on oil transportation

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