Alex Merrick

Anyone who knows me knows my very vocal position on sports betting. I won’t hash that here beyond describing the industry broadly as evil and predatory. Like any gambling, they get a good hook and get consumers to literally burn money. That makes the core foundation of this product also genuinely terrible. I hope G-Bank […]

You buy something and it doesn’t work. Doesn’t fit. Don’t love it. Can’t make it work. You feel like you just wasted your money because, well, you did. While many merchants play ball and have a return policy that affords some flexibility, some don’t. The reality is, if you put that on a card, you

Hooray for good deals. Boo for those not triggering correctly and requiring escalation to enforce. This has happened a number of times, though most typically with online purchase portals. In this instances, a really good Chase offer seems to have slipped identification. Thankfully online messaging portal means I’m likely able to resolve without picking up

Free things are great. Free things are even better when they make our lives easier and provide some level of convenience. While I’d be lying if I said I was a big Uber fan, I am all about taking advantage of free membership and free credits for some free food. Sign me up! What is

After an experience recently where I lost grace period by taking advantage of a promotional (non-zero) APR, I thought a post on the topic would make a fun and helpful reflection. The topic of interest-free period on purchases doesn’t often come to the front of credit card gaming conversation, but the reality is it’s actually

I’ll start with the spoiler of all spoilers. It depends wholly on who you are, what you value, and how you operate. If you’re all about the cold hard cash, then likely straight cash is the best option. If you get an extra kick out of free things, and are willing to trade some flexibility

There are always a variety of promotional offers floating around for new card signups, but sometimes these see a little special boost. Capital One has had offered a healthy 50k+ bonus for Venture for some time, but sweetened the deal quite a bit with this most recent offer. Link to Capital One directly The Deal

Of the three cards I opened earlier this month, the Bilt Palladium Card is the one I was most excited for. They have pretty marketing copy and make some bold claims on immense value. Even better, there is such complexity that it even made my head spin. But I took some time and did the

Believe it or not, I’m surprisingly loyal to Bank of America, with each of my primary checking, brokerage, and credit card accounts. This loyalty is in strong part due to the value they have given me back for the past ten years through perks and bonuses for having large amounts of money parked in their