This is the perfect no-nonsense partnership. Effectively every Chase card has a combined free trial of Instacart+ and a monthly credit. While I don’t love using delivery (or pickup) for orders in general, I’m all for it if it’s actually cheaper. This is. Instacart+ is effectively a no-fee (really, reduced-fee) delivery. Typically it’s $99/year or
Alas, there is often an asterisk. This one comes in the form of “Preferred Rewards” relationship requirements with Bank of America. This relationship bonus is notable, bumping the rewards earn from 1.5% to 2.625% on all spend. No joke. Link to the product itself (not a referral link) The base product itself is perfectly fine
2.625% everywhere, no gotchas* (with an asterisk) BofA Premium Rewards Card Read More »
As one might expect of me, I push my relationships with every financial institution and expect perfection in delivery. Unsurprisingly, this often leaves me disappointed and escalating for attention with limited results. Cue the CFPB (Consumer Financial Protection Bureau). While they were chartered for bigger and better things (read: enforcement and regulation to protect consumers)
Wronged by the banks? The CFPB is here to help (for now) Read More »
It goes without saying, but I love my rewards. What I love ALMOST as much as enjoying the freebies and perks and benefits is looking back and seeing all that I was able to do on the big bank and airline dime. Another blockbuster year, 2025, at $13,378. Topping last year’s haul by a few
2025 SCHEMES WRAPPED with $13,378 across free travel, loyalty & card rewards! Read More »
The goal of this post is not convince anyone on the merits or lack thereof on crypto, but reflect briefly on the current state of this wild and crazy marketplace. There is little that brings me more joy than seeing scams, scammers, and big cons go bust. I’m all for taking advantage of good deals,
Crypto is for suckers – and they sure are losing big lately Read More »
The old advert jingle really sunk in, and in my time of need, they were there. I’ve used them for chip repairs in the past and know they’re solid. There’s nothing quite like the experience of leaving the annual inspection and oil change and having a giant crack on your windshield slowly expand mere feet
Safelite repair, Safelite replace — with a big ol’ discount! Read More »
Portal? What does that even mean? There are a range of web “portals” which track purchases and credit back some of the bounty/fees to consumers. Particularly for larger purchases, there’s no sense in leaving money on the table for one or two extra clicks. Also these stacking with other credit card rewards, discounts, and loyalty
Shopping Portals – easy extra discounts on your online purchases Read More »
The card is as dead dead as the dinosaurs. Reddit is blooming with speculation and folks miffed at the quick turn here. The original pitch is solid, but just because something sounds good doesn’t mean it’s a good business. It is so delightfully coincidental that the redemption from my Mesa-provided $100 gift card for Cozy
Mesa Card shutdown – “too good to be true” really is exactly that 📉📉📉 Read More »
I may have a dozen cards with annual fees, but that doesn’t mean I like paying the fees out of the goodness of my heart. There’s some sort of, typically meaningfully, benefit I see with each of those cards. Free nights. Free bags. Travel credits. Uber discounts. Regardless, big fees, though, are still potentially scary
American Express Platinum – that $300 hotel credit 2x/year sure is sweet Read More »
Timeshares certainly do have a bad wrap. I am the first to acknowledge that is an often deserved reputation, BUT if you play it right, there are some really good deals to be had. I’ve generally found I don’t spend meaningfully less as a result of timeshares, but I do have meaningfully nicer stays. Once
Timeshares are…complex beasts, but can be worth owning Read More »
