US Bank may be my favorite free money bank of 2026. This newest deal is another $150. Targeted offer by both email and mail on a card I typically have very low activity (currently I have a negative balance due to a prior deal credit).
The deal
Earn up to $150 in statement credits on business expenses made with your U.S. Bank Triple Cash Rewards Visa® Business Card.
– $50 for 10 transactions
– $100 for 20 transactions
– $150 for 30 transactions
Spend between February 1 – March 31, 2026, and purchases of $75 or more qualify for this offer.
The Math
30 transactions of $75 are required to earn the $150 bonus. That means 30 x $75 = $2,250 total spend required for $150 back. $150 / $2,250 = 6.67% extra cash back, if fully maximizing (exactly $75 for 30 transactions)
This is on top of existing base card earn (1-3% depending on category). For purposes of this deal, 1% base earn cash back.
My typical base earn for these transactions would be 2.625%, so earning 7.67% is an extra 5.045% back, or $2,250 x 5.045% = $122.62 extra
My plan
I have both a medical bill and an April taxes bill to pay that will let me 1) split the transaction into $75 increments, and 2) allow me to hit 30 transactions. I’m going to enroll now, and at my convenience before late-March, make that extra cash back magic happen. Thanks US Bank!
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