Alex Merrick

Why leave money on the table when paying the pesky utility bill? Everyone uses some combination of electricity, gas, water, and trash. For more than five years, I’ve had the luxury of a very healthy 5% discount on utilities simply for using my US Bank Cash+ card. This has added up to many, many hundreds

Is it still impossible to get something for nothing? Perhaps, as the Cards here do have some pretty hefty annual fees. That said, having a delicious meal for two, and the next day having pending statement credits for the full purchase price is pretty sweet. Let me break it down. Firstly, what is Resy? Resy

I’d be lying if I said every time I enter my information in an application and press “apply” I didn’t secretly have a little rush of adrenaline and anticipation of the hopefully-quick (and positive) outcome. There’s some moderate level of validation I get from banks making the outrageously poor business decision to give me new

While I love credit card rewards, I’m also a huge fan of the many perks associated with often high annual fee cards. At worst, these are marketing to get folks to consider the product. At best, these are actually really valuable for cardholders and meaningfully (or fully!) offset the associated card fees. Cue American Express

Somehow the world has made it one more rotation around the sun in largely one piece. I am confident this new year will be chock full of exciting opportunities and new outrageous promotions to take advantage of. But let us not forget about one of the best, constantly changing parts of the many credit cards

I’ll start off by saying that this is maybe one of my all-time favorite schemes. While it won’t make you rich, it is a really pretty simple, so long as you can plan and execute accurately. In full disclosure, I have done this primarily at Discover after stumbling upon this a number of years ago.